Your AI agents can
now pay for things
AgentPay issues single-use virtual cards that AI agents use to make purchases — with hard spending limits and human approval on every transaction.
Works with every AI agent framework
Simple, safe, auditable
Every purchase follows a controlled lifecycle. The agent never has access to more than it needs.
Agent requests a card
Your AI agent needs to buy something — a domain, API credits, cloud hosting. It requests a virtual card with the exact amount needed.
You approve
Get a notification in your terminal, Telegram, or dashboard. Review the amount, merchant, and purpose. One click to approve.
Purchase completes
The agent uses the card to checkout. The card auto-closes after use and unused funds are released. Full audit trail recorded.
Stop your agents from burning money
OpenClaw users report $200/day in accidental API spending from agent loops. AgentPay fixes this with spending guards.
One-command setup
npx agentpay init detects your OpenClaw config and injects the MCP server automatically.
Spending Guard Mode
Cards auto-expire in 15 minutes. If your agent gets stuck in a loop, the damage is capped.
Velocity limiting
Max 5 cards per 10 minutes. Runaway agents get paused before they drain your wallet.
Agent safety prompt
Copy-paste system prompt that teaches your agent to request cards properly and never overspend.
$ npx agentpay init ✓ API key saved ✓ OpenClaw detected at ~/.config/openclaw/ ✓ AgentPay added to MCP config ✓ Connection verified Setup complete — your agents can now pay
Approve purchases from your phone
Send tasks from your phone, Claude works on your desktop. When it needs to pay — you approve with one tap on Telegram.
Phone-first approval
Get a Telegram notification with the amount, merchant, and task context. Tap Approve or Deny.
Session budgets
Pre-approve $50 for today's tasks. Cards within the session auto-approve — no per-purchase friction.
Task context
See WHY the agent wants to spend: 'Buy domain coolstartup.com' — not just the amount.
What can your agents buy?
Any online purchase that accepts Visa. Scoped to exactly what the agent needs, nothing more.
Cloud & Infrastructure
Deploy servers, scale compute, purchase storage — all autonomously.
Domains & Hosting
Register domains, renew SSL certificates, manage DNS providers.
API Credits & SaaS
Top up API balances, subscribe to tools, manage software licenses.
Ad Spend & Marketing
Run campaigns on Google, Meta, and LinkedIn with scoped budgets.
Procurement
Office supplies, equipment, and vendor payments with approval workflows.
Research & Data
Purchase datasets, access paywalled content, subscribe to research tools.
Three ways to connect
Use the MCP server for AI-native workflows, the CLI for terminal power users, or the REST API for custom builds.
MCP Server
npx agentpay-mcp-serverWorks with Claude, Cursor, Windsurf, and any MCP client
CLI
npm install -g agentpay-laManage cards and transactions from your terminal
REST API
POST api.agentpay.la/v1/cardsStandard JSON API for any language or framework
{
"mcpServers": {
"agentpay": {
"command": "npx",
"args": ["agentpay-mcp-server"],
"env": {
"AGENTPAY_API_KEY": "agentpay_sk_live_..."
}
}
}
}Built for paranoid operators
Every layer minimizes blast radius. If something goes wrong, the damage is capped at one card, one transaction, one agent.
AES-256-GCM encryption
Card numbers and CVVs encrypted at rest with unique nonces per value.
Single-use cards
Each card is for one transaction. Auto-closes after use — no lingering credentials.
Hard spending limits
Network-enforced via Stripe. Cards physically cannot exceed the funded amount.
Complete audit trail
Every action logged — card creation, credential access, closure — with IP and timestamp.
Human-in-the-loop
Every card requires human approval. No autonomous spending without oversight.
Per-agent isolation
Each agent gets its own scoped card. No cross-agent credential sharing.
Be the first to give your agents purchasing power
We're onboarding beta users now. Free forever during beta — no monthly fees, no card creation fees.